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 Walden Savings Bank
Walden Savings Bank
| RSSD ID 341310 | CERTIFICATE 15987 | ABA NUMBER 221971316 |
| 15 Scotts Corner Dr |
Quarter Ended : |
2025-03-31 |
| Montgomery, New York, 12549 |
Updated : |
2025-04-29 |
| www.waldensavings.bank |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
140 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 925,659 |
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Total Interest Income | 10,670 |
| Total Liabilities | 848,725 |
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Total NonInterest Income | 1,355 |
| Total Bank Equity Capital | 76,934 |
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Total Interest Expense | 2,829 |
| Total Deposits | 798,612 |
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Total NonInterest Expense | 6,493 |
| Net Loans & Leases | 672,852 |
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Net Income | 2,285 |
| Loan Loss Allowance | 7,756 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 98,004 |
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Total loans | 675,500 |
| Total assets for the leverage ratio | 940,231 |
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Loans secured by real estate: | 593,130 |
| Tier 1 Leverage Ratio | 9.61 |
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Commercial and industrial loans | 80,117 |
| Tier 1 Capital Ratio | 14.76 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.01 |
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Loans to individuals - Other | 2,253 |
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:· Walden Savings Bank
