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 The First National Bank of Shiner
The First National Bank of Shiner
| RSSD ID 342362 | CERTIFICATE 5529 | ABA NUMBER 113106833 |
| 103 W 7th St |
Quarter Ended : |
2025-06-30 |
| Shiner, Texas, 77984 |
Updated : |
2025-07-28 |
| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 753,151 |
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Total Interest Income | 15,795 |
| Total Liabilities | 812,557 |
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Total NonInterest Income | 1,218 |
| Total Bank Equity Capital | (59,406) |
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Total Interest Expense | 10,778 |
| Total Deposits | 805,243 |
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Total NonInterest Expense | 5,267 |
| Net Loans & Leases | 169,742 |
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Net Income | 569 |
| Loan Loss Allowance | 2,887 |
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Net Charge Offs | 149 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 175,758 |
| Total assets for the leverage ratio | 926,224 |
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Loans secured by real estate: | 122,245 |
| Tier 1 Leverage Ratio | 12.5 |
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Commercial and industrial loans | 11,907 |
| Off Balance Sheet Exposures (%) | 3.74 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,543 |
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:· The First National Bank of Shiner
