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 The First National Bank of Shiner
The First National Bank of Shiner
| RSSD ID 342362 | CERTIFICATE 5529 | ABA NUMBER 113106833 |
| 103 W 7th St |
Quarter Ended : |
2025-03-31 |
| Shiner, Texas, 77984 |
Updated : |
2025-04-28 |
| www.fnbshiner.com |
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| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 771,899 |
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Total Interest Income | 7,958 |
| Total Liabilities | 823,101 |
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Total NonInterest Income | 378 |
| Total Bank Equity Capital | (51,202) |
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Total Interest Expense | 5,597 |
| Total Deposits | 814,441 |
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Total NonInterest Expense | 2,689 |
| Net Loans & Leases | 175,093 |
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Net Income | (128) |
| Loan Loss Allowance | 2,895 |
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Net Charge Offs | 141 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 177,254 |
| Total assets for the leverage ratio | 953,700 |
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Loans secured by real estate: | 123,351 |
| Tier 1 Leverage Ratio | 12.06 |
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Commercial and industrial loans | 12,429 |
| Off Balance Sheet Exposures (%) | 3.05 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,742 |
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:· The First National Bank of Shiner
