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 Heritage Bank & Trust
Heritage Bank & Trust
| RSSD ID 3429219 | CERTIFICATE 58220 | ABA NUMBER 64109057 |
| 217 S James M Campbell Blvd |
Quarter Ended : |
2025-03-31 |
| Columbia, Tennessee, 38401 |
Updated : |
2025-04-28 |
| www.heritagebankandtrust.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 402,948 |
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Total Interest Income | 5,340 |
| Total Liabilities | 374,368 |
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Total NonInterest Income | 559 |
| Total Bank Equity Capital | 28,580 |
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Total Interest Expense | 1,941 |
| Total Deposits | 369,280 |
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Total NonInterest Expense | 2,980 |
| Net Loans & Leases | 298,258 |
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Net Income | 619 |
| Loan Loss Allowance | 5,614 |
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Net Charge Offs | 308 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 35,617 |
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Total loans | 303,080 |
| Total assets for the leverage ratio | 373,387 |
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Loans secured by real estate: | 289,002 |
| Tier 1 Leverage Ratio | 8.5 |
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Commercial and industrial loans | 9,010 |
| Tier 1 Capital Ratio | 10.28 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.53 |
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Loans to individuals - Other | 3,681 |
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:· Heritage Bank & Trust
