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 Metro City Bank
Metro City Bank
| RSSD ID 3437456 | CERTIFICATE 58181 | ABA NUMBER 61120686 |
| 5114 Buford Hwy Ne |
Quarter Ended : |
2025-09-30 |
| Doraville, Georgia, 30340 |
Updated : |
2025-10-28 |
| www.metrocitybank.bank |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
231 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,626,177 |
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Total Interest Income | 160,570 |
| Total Liabilities | 3,182,812 |
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Total NonInterest Income | 17,259 |
| Total Bank Equity Capital | 443,365 |
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Total Interest Expense | 66,098 |
| Total Deposits | 2,729,408 |
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Total NonInterest Expense | 42,586 |
| Net Loans & Leases | 2,945,003 |
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Net Income | 50,538 |
| Loan Loss Allowance | 17,940 |
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Net Charge Offs | 456 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 458,026 |
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Total loans | 3,174,651 |
| Total assets for the leverage ratio | 3,623,764 |
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Loans secured by real estate: | 3,102,125 |
| Tier 1 Leverage Ratio | 12.14 |
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Commercial and industrial loans | 72,526 |
| Tier 1 Capital Ratio | 19.81 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.63 |
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Loans to individuals - Other | 0 |
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:· Metro City Bank
