|
 |
|
|
 Adams Community Bank
Adams Community Bank
| RSSD ID 343903 | CERTIFICATE 90140 | ABA NUMBER 211871523 |
| 2 Center St |
Quarter Ended : |
2025-12-31 |
| Adams, Massachusetts, 1220 |
Updated : |
2026-02-11 |
| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
118 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,031,499 |
|
Total Interest Income | 45,687 |
| Total Liabilities | 925,371 |
|
Total NonInterest Income | 3,461 |
| Total Bank Equity Capital | 106,128 |
|
Total Interest Expense | 20,900 |
| Total Deposits | 830,375 |
|
Total NonInterest Expense | 21,322 |
| Net Loans & Leases | 840,755 |
|
Net Income | 5,154 |
| Loan Loss Allowance | 5,142 |
|
Net Charge Offs | 259 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 107,746 |
|
Total loans | 857,825 |
| Total assets for the leverage ratio | 1,036,144 |
|
Loans secured by real estate: | 833,215 |
| Tier 1 Leverage Ratio | 9.9 |
|
Commercial and industrial loans | 13,332 |
| Tier 1 Capital Ratio | 16.04 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.85 |
|
Loans to individuals - Other | 6,822 |
|
|
|
|
:· Adams Community Bank
