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 Adams Community Bank
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Adams Community Bank
| RSSD ID 343903 | CERTIFICATE 90140 | ABA NUMBER 211871523 |
| 2 Center St |
Quarter Ended : |
2026-03-31 |
| Adams, Massachusetts, 1220 |
Updated : |
2026-04-17 |
| www.adamscommunity.com |
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| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
120 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,025,162 |
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Total Interest Income | 11,066 |
| Total Liabilities | 918,254 |
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Total NonInterest Income | 808 |
| Total Bank Equity Capital | 106,908 |
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Total Interest Expense | 4,689 |
| Total Deposits | 826,777 |
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Total NonInterest Expense | 5,578 |
| Net Loans & Leases | 832,147 |
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Net Income | 1,226 |
| Loan Loss Allowance | 5,144 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 108,976 |
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Total loans | 839,387 |
| Total assets for the leverage ratio | 1,023,589 |
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Loans secured by real estate: | 819,773 |
| Tier 1 Leverage Ratio | 10.14 |
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Commercial and industrial loans | 12,968 |
| Tier 1 Capital Ratio | 16.09 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.89 |
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Loans to individuals - Other | 6,520 |
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:· Adams Community Bank
