|
 |
|
|
 River City Bank
|
River City Bank
| RSSD ID 3445901 | CERTIFICATE 58289 | ABA NUMBER 61120770 |
| 228 N 2nd Ave Sw |
Quarter Ended : |
2026-06-30 |
| Rome, Georgia, 30165 |
Updated : |
2026-07-28 |
| www.rivercity.bank |
|
| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
62 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 423,439 |
|
Total Interest Income | 12,359 |
| Total Liabilities | 383,904 |
|
Total NonInterest Income | 2,053 |
| Total Bank Equity Capital | 39,535 |
|
Total Interest Expense | 3,101 |
| Total Deposits | 380,916 |
|
Total NonInterest Expense | 6,412 |
| Net Loans & Leases | 328,183 |
|
Net Income | 3,537 |
| Loan Loss Allowance | 4,332 |
|
Net Charge Offs | (24) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 46,251 |
|
Total loans | 326,002 |
| Total assets for the leverage ratio | 416,616 |
|
Loans secured by real estate: | 284,343 |
| Tier 1 Leverage Ratio | 10.15 |
|
Commercial and industrial loans | 32,899 |
| Tier 1 Capital Ratio | 13.35 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.6 |
|
Loans to individuals - Other | 5,854 |
|
|
|
|
:· River City Bank
