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 Perennial Bank
Perennial Bank
| RSSD ID 344852 | CERTIFICATE 1413 | ABA NUMBER 91911302 |
| 318 N 1st St |
Quarter Ended : |
2025-06-30 |
| Darwin, Minnesota, 55324 |
Updated : |
2025-07-29 |
| www.perennialbank.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 148,533 |
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Total Interest Income | 2,801 |
| Total Liabilities | 137,616 |
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Total NonInterest Income | 173 |
| Total Bank Equity Capital | 10,917 |
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Total Interest Expense | 805 |
| Total Deposits | 136,741 |
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Total NonInterest Expense | 1,340 |
| Net Loans & Leases | 60,510 |
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Net Income | 697 |
| Loan Loss Allowance | 752 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 15,200 |
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Total loans | 59,928 |
| Total assets for the leverage ratio | 146,479 |
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Loans secured by real estate: | 38,802 |
| Tier 1 Leverage Ratio | 9.83 |
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Commercial and industrial loans | 10,572 |
| Tier 1 Capital Ratio | 22.42 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.67 |
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Loans to individuals - Other | 6,973 |
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:· Perennial Bank
