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 River Valley Community Bank
River Valley Community Bank
| RSSD ID 3451050 | CERTIFICATE 58276 | ABA NUMBER 121144324 |
| 1629 Colusa Hwy |
Quarter Ended : |
2025-09-30 |
| Yuba City, California, 95993 |
Updated : |
2025-10-30 |
| www.myrvcb.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
75 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 679,392 |
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Total Interest Income | 21,270 |
| Total Liabilities | 621,965 |
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Total NonInterest Income | 728 |
| Total Bank Equity Capital | 57,427 |
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Total Interest Expense | 6,471 |
| Total Deposits | 618,128 |
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Total NonInterest Expense | 10,363 |
| Net Loans & Leases | 369,718 |
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Net Income | 3,590 |
| Loan Loss Allowance | 4,600 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 71,248 |
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Total loans | 365,352 |
| Total assets for the leverage ratio | 633,051 |
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Loans secured by real estate: | 329,881 |
| Tier 1 Leverage Ratio | 10.43 |
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Commercial and industrial loans | 35,466 |
| Tier 1 Capital Ratio | 13.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.88 |
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Loans to individuals - Other | 53 |
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:· River Valley Community Bank
