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Chelsea Groton Bank
Chelsea Groton Bank
| RSSD ID 345309 | CERTIFICATE 18238 | ABA NUMBER 211173357 |
| 904 Poquonnock Rd |
Quarter Ended : |
2025-09-30 |
| Groton, Connecticut, 6340 |
Updated : |
2025-10-29 |
| www.chelseagroton.com |
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| Institution Profile |
| Year Opened : |
1854 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
201 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,764,761 |
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Total Interest Income | 54,988 |
| Total Liabilities | 1,499,638 |
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Total NonInterest Income | 11,533 |
| Total Bank Equity Capital | 265,123 |
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Total Interest Expense | 12,782 |
| Total Deposits | 1,213,712 |
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Total NonInterest Expense | 31,543 |
| Net Loans & Leases | 1,285,397 |
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Net Income | 22,476 |
| Loan Loss Allowance | 11,539 |
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Net Charge Offs | 56 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 293,068 |
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Total loans | 1,289,281 |
| Total assets for the leverage ratio | 1,766,373 |
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Loans secured by real estate: | 1,207,410 |
| Tier 1 Leverage Ratio | 15.92 |
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Commercial and industrial loans | 71,229 |
| Tier 1 Capital Ratio | 20.85 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.73 |
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Loans to individuals - Other | 1,466 |
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