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 Chelsea Groton Bank
Chelsea Groton Bank
| RSSD ID 345309 | CERTIFICATE 18238 | ABA NUMBER 211173357 |
| 904 Poquonnock Rd |
Quarter Ended : |
2025-12-31 |
| Groton, Connecticut, 6340 |
Updated : |
2026-01-28 |
| www.chelseagroton.com |
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| Institution Profile |
| Year Opened : |
1854 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
202 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,755,941 |
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Total Interest Income | 74,144 |
| Total Liabilities | 1,486,779 |
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Total NonInterest Income | 13,953 |
| Total Bank Equity Capital | 269,162 |
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Total Interest Expense | 16,934 |
| Total Deposits | 1,170,727 |
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Total NonInterest Expense | 46,121 |
| Net Loans & Leases | 1,302,507 |
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Net Income | 24,315 |
| Loan Loss Allowance | 11,828 |
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Net Charge Offs | 79 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 295,178 |
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Total loans | 1,317,623 |
| Total assets for the leverage ratio | 1,774,352 |
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Loans secured by real estate: | 1,194,666 |
| Tier 1 Leverage Ratio | 15.95 |
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Commercial and industrial loans | 71,735 |
| Tier 1 Capital Ratio | 21.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.08 |
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Loans to individuals - Other | 1,371 |
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:· Chelsea Groton Bank
