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 Pinnacle Bank
Pinnacle Bank
| RSSD ID 3455227 | CERTIFICATE 58297 | ABA NUMBER 121144340 |
| 7597 Monterey St |
Quarter Ended : |
2025-12-31 |
| Gilroy, California, 95020 |
Updated : |
2026-01-29 |
| www.pinnacle.bank |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
91 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 890,355 |
|
Total Interest Income | 48,764 |
| Total Liabilities | 784,027 |
|
Total NonInterest Income | 1,866 |
| Total Bank Equity Capital | 106,328 |
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Total Interest Expense | 13,655 |
| Total Deposits | 765,847 |
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Total NonInterest Expense | 23,326 |
| Net Loans & Leases | 567,465 |
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Net Income | 5,450 |
| Loan Loss Allowance | 13,152 |
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Net Charge Offs | 423 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 115,727 |
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Total loans | 573,030 |
| Total assets for the leverage ratio | 908,825 |
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Loans secured by real estate: | 521,469 |
| Tier 1 Leverage Ratio | 11.8 |
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Commercial and industrial loans | 51,372 |
| Tier 1 Capital Ratio | 15.98 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.24 |
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Loans to individuals - Other | 179 |
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:· Pinnacle Bank
