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 Pinnacle Bank
Pinnacle Bank
| RSSD ID 3455227 | CERTIFICATE 58297 | ABA NUMBER 121144340 |
| 7597 Monterey St |
Quarter Ended : |
2025-03-31 |
| Gilroy, California, 95020 |
Updated : |
2025-04-24 |
| www.pinnacle.bank |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
89 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 892,522 |
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Total Interest Income | 12,048 |
| Total Liabilities | 791,022 |
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Total NonInterest Income | 406 |
| Total Bank Equity Capital | 101,500 |
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Total Interest Expense | 3,329 |
| Total Deposits | 774,972 |
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Total NonInterest Expense | 6,581 |
| Net Loans & Leases | 565,858 |
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Net Income | 1,914 |
| Loan Loss Allowance | 7,068 |
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Net Charge Offs | 284 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 110,284 |
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Total loans | 585,642 |
| Total assets for the leverage ratio | 864,104 |
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Loans secured by real estate: | 520,741 |
| Tier 1 Leverage Ratio | 11.94 |
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Commercial and industrial loans | 64,695 |
| Tier 1 Capital Ratio | 16.09 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.2 |
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Loans to individuals - Other | 220 |
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:· Pinnacle Bank
