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 First State Bank of St. Charles, Missouri
First State Bank of St. Charles, Missouri
| RSSD ID 345756 | CERTIFICATE 12219 | ABA NUMBER 81000993 |
| 206 N 5th St |
Quarter Ended : |
2025-09-30 |
| St. Charles, Missouri, 63301 |
Updated : |
2025-10-30 |
| www.fsbfinancial.com |
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| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
178 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 551,613 |
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Total Interest Income | 21,791 |
| Total Liabilities | 467,208 |
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Total NonInterest Income | 17,159 |
| Total Bank Equity Capital | 84,405 |
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Total Interest Expense | 7,485 |
| Total Deposits | 407,111 |
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Total NonInterest Expense | 24,879 |
| Net Loans & Leases | 403,207 |
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Net Income | 4,983 |
| Loan Loss Allowance | 6,629 |
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Net Charge Offs | (6) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 92,980 |
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Total loans | 432,863 |
| Total assets for the leverage ratio | 553,477 |
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Loans secured by real estate: | 395,762 |
| Tier 1 Leverage Ratio | 15.6 |
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Commercial and industrial loans | 35,409 |
| Tier 1 Capital Ratio | 16.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.55 |
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Loans to individuals - Other | 584 |
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:· First State Bank of St. Charles, Missouri
