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Century Next Bank
Century Next Bank
RSSD ID 345877 | CERTIFICATE 29700 | ABA NUMBER 311170250 |
505 N Vienna St |
Quarter Ended : |
2025-06-30 |
Ruston, Louisiana, 71270 |
Updated : |
2025-07-28 |
www.cnext.bank |
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Institution Profile |
Year Opened : |
1905 |
Institution Type : |
Savings bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
7 |
Number of Employees : |
113 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 923,286 |
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Total Interest Income | 25,847 |
Total Liabilities | 826,224 |
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Total NonInterest Income | 1,686 |
Total Bank Equity Capital | 97,062 |
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Total Interest Expense | 6,800 |
Total Deposits | 818,768 |
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Total NonInterest Expense | 10,833 |
Net Loans & Leases | 616,205 |
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Net Income | 7,606 |
Loan Loss Allowance | 6,601 |
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Net Charge Offs | 234 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 620,795 |
Total assets for the leverage ratio | 915,984 |
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Loans secured by real estate: | 543,006 |
Tier 1 Leverage Ratio | 10.3 |
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Commercial and industrial loans | 64,051 |
Off Balance Sheet Exposures (%) | 6.07 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,988 |
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