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Century Next Bank
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Century Next Bank
| RSSD ID 345877 | CERTIFICATE 29700 | ABA NUMBER 311170250 |
| 505 N Vienna St |
Quarter Ended : |
2026-06-30 |
| Ruston, Louisiana, 71270 |
Updated : |
2026-07-29 |
| www.cnext.bank |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
119 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 916,376 |
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Total Interest Income | 26,517 |
| Total Liabilities | 803,925 |
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Total NonInterest Income | 1,855 |
| Total Bank Equity Capital | 112,451 |
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Total Interest Expense | 6,248 |
| Total Deposits | 795,321 |
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Total NonInterest Expense | 11,650 |
| Net Loans & Leases | 663,794 |
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Net Income | 7,890 |
| Loan Loss Allowance | 7,346 |
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Net Charge Offs | 92 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 667,453 |
| Total assets for the leverage ratio | 916,690 |
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Loans secured by real estate: | 575,288 |
| Tier 1 Leverage Ratio | 11.95 |
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Commercial and industrial loans | 78,949 |
| Off Balance Sheet Exposures (%) | 7.51 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,205 |
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