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US Metro Bank
US Metro Bank
| RSSD ID 3470154 | CERTIFICATE 58310 | ABA NUMBER 122244427 |
| 9866 Garden Grove Blvd |
Quarter Ended : |
2025-09-30 |
| Garden Grove, California, 92844 |
Updated : |
2025-10-24 |
| WWW.USMETROBANK.COM |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
189 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,566,784 |
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Total Interest Income | 65,484 |
| Total Liabilities | 1,427,933 |
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Total NonInterest Income | 10,284 |
| Total Bank Equity Capital | 138,685 |
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Total Interest Expense | 31,856 |
| Total Deposits | 1,384,021 |
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Total NonInterest Expense | 28,682 |
| Net Loans & Leases | 1,206,858 |
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Net Income | 9,194 |
| Loan Loss Allowance | 15,164 |
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Net Charge Offs | 1,141 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 158,150 |
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Total loans | 1,262,152 |
| Total assets for the leverage ratio | 1,511,861 |
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Loans secured by real estate: | 1,124,651 |
| Tier 1 Leverage Ratio | 9.47 |
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Commercial and industrial loans | 95,138 |
| Tier 1 Capital Ratio | 11.9 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.16 |
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Loans to individuals - Other | 0 |
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