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 The Commercial Bank
The Commercial Bank
| RSSD ID 349129 | CERTIFICATE 14642 | ABA NUMBER 53206961 |
| 4 Church St |
Quarter Ended : |
2025-03-31 |
| Honea Path, South Carolina, 29654 |
Updated : |
2025-04-22 |
| www.thecommercialbanksc.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 261,603 |
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Total Interest Income | 2,348 |
| Total Liabilities | 241,789 |
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Total NonInterest Income | 369 |
| Total Bank Equity Capital | 19,814 |
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Total Interest Expense | 598 |
| Total Deposits | 240,210 |
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Total NonInterest Expense | 1,591 |
| Net Loans & Leases | 91,603 |
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Net Income | 497 |
| Loan Loss Allowance | 1,207 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 35,606 |
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Total loans | 91,251 |
| Total assets for the leverage ratio | 257,697 |
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Loans secured by real estate: | 78,258 |
| Tier 1 Leverage Ratio | 13.31 |
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Commercial and industrial loans | 3,945 |
| Tier 1 Capital Ratio | 29.03 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 30.14 |
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Loans to individuals - Other | 8,287 |
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:· The Commercial Bank
