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 Summit Bank
Summit Bank
| RSSD ID 351560 | CERTIFICATE 23864 | ABA NUMBER 121138958 |
| 2969 Broadway |
Quarter Ended : |
2025-03-31 |
| Oakland, California, 94611 |
Updated : |
2025-04-22 |
| www.summitbanking.com |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 287,130 |
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Total Interest Income | 4,029 |
| Total Liabilities | 238,997 |
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Total NonInterest Income | 171 |
| Total Bank Equity Capital | 48,133 |
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Total Interest Expense | 497 |
| Total Deposits | 230,152 |
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Total NonInterest Expense | 2,270 |
| Net Loans & Leases | 194,108 |
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Net Income | 906 |
| Loan Loss Allowance | 6,729 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 50,962 |
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Total loans | 203,878 |
| Total assets for the leverage ratio | 292,253 |
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Loans secured by real estate: | 178,337 |
| Tier 1 Leverage Ratio | 16.47 |
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Commercial and industrial loans | 26,157 |
| Tier 1 Capital Ratio | 21.67 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.95 |
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Loans to individuals - Other | 202 |
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:· Summit Bank
