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The State Exchange Bank
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The State Exchange Bank
| RSSD ID 354851 | CERTIFICATE 13551 | ABA NUMBER 103108757 |
| 1280 Main St |
Quarter Ended : |
2026-03-31 |
| Lamont, Oklahoma, 74643 |
Updated : |
2026-04-28 |
| www.stateexchangebank.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 94,515 |
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Total Interest Income | 1,366 |
| Total Liabilities | 84,713 |
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Total NonInterest Income | 34 |
| Total Bank Equity Capital | 9,802 |
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Total Interest Expense | 583 |
| Total Deposits | 83,483 |
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Total NonInterest Expense | 624 |
| Net Loans & Leases | 62,918 |
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Net Income | (7) |
| Loan Loss Allowance | 1,782 |
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Net Charge Offs | 185 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 69,092 |
| Total assets for the leverage ratio | 92,159 |
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Loans secured by real estate: | 47,357 |
| Tier 1 Leverage Ratio | 10.72 |
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Commercial and industrial loans | 8,843 |
| Off Balance Sheet Exposures (%) | 6.58 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 525 |
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