|
 |
|
|
 The State Exchange Bank
The State Exchange Bank
| RSSD ID 354851 | CERTIFICATE 13551 | ABA NUMBER 103108757 |
| 1280 Main St |
Quarter Ended : |
2025-09-30 |
| Lamont, Oklahoma, 74643 |
Updated : |
2025-10-28 |
| www.stateexchangebank.com |
|
| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
14 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 93,596 |
|
Total Interest Income | 4,422 |
| Total Liabilities | 84,366 |
|
Total NonInterest Income | 230 |
| Total Bank Equity Capital | 9,230 |
|
Total Interest Expense | 2,219 |
| Total Deposits | 83,044 |
|
Total NonInterest Expense | 1,969 |
| Net Loans & Leases | 73,444 |
|
Net Income | (1,757) |
| Loan Loss Allowance | 1,526 |
|
Net Charge Offs | 3,156 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 74,259 |
| Total assets for the leverage ratio | 93,679 |
|
Loans secured by real estate: | 51,787 |
| Tier 1 Leverage Ratio | 9.95 |
|
Commercial and industrial loans | 9,370 |
| Off Balance Sheet Exposures (%) | 7.34 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 529 |
|
|
|
|
:· The State Exchange Bank
