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PeopleFirst Bank
PeopleFirst Bank
RSSD ID 3548763 | CERTIFICATE 58597 | ABA NUMBER 71926692 |
3100 Theodore St |
Quarter Ended : |
2025-03-31 |
Joliet, Illinois, 60435 |
Updated : |
2025-04-29 |
www.peoplefirstbank.com |
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Institution Profile |
Year Opened : |
2007 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
2 |
Number of Employees : |
26 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 245,412 |
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Total Interest Income | 3,326 |
Total Liabilities | 216,664 |
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Total NonInterest Income | 1,208 |
Total Bank Equity Capital | 28,748 |
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Total Interest Expense | 1,487 |
Total Deposits | 194,336 |
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Total NonInterest Expense | 2,310 |
Net Loans & Leases | 173,147 |
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Net Income | 578 |
Loan Loss Allowance | 2,371 |
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Net Charge Offs | (66) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 31,484 |
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Total loans | 177,234 |
Total assets for the leverage ratio | 261,460 |
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Loans secured by real estate: | 155,452 |
Tier 1 Leverage Ratio | 11.14 |
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Commercial and industrial loans | 16,220 |
Tier 1 Capital Ratio | 15.53 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 16.78 |
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Loans to individuals - Other | 21 |
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