CITIZENS BANCORP, INC. Financial Reports

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:· CITIZENS BANCORP, INC.

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General Interest
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Mergers & Acquisitions
::	Holding Company Mergers & Acquisitions
::	Bank Mergers & Acquisitions
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Off Balance Sheet
::	Holding Company Credit Default Swaps
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::	Derivatives
::	Credit Union Derivatives

CITIZENS BANCORP, INC.

Institution Profile

Year Opened :

2007

Institution Type :

Holding Company

Reserve District :

Minneapolis

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
Citizens State Bank	238,743	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	18,096	Total Operating Income	480
Total Liabilities	4,078	Total Operating Expenses	350
Total Equity Capital	14,018	Equity in Undistributed Income	917
		Net income (loss)	1,120

Miscellaneous
Cash Dividends Declared by Bank Holding Company	218
Total Consolidated Assets of Bank Holding Company	237,624

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury