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 Citizens State Bank
Citizens State Bank
| RSSD ID 356239 | CERTIFICATE 10474 | ABA NUMBER 71108106 |
| 102 W Main St |
Quarter Ended : |
2025-03-31 |
| Lena, Illinois, 61048 |
Updated : |
2025-04-18 |
| www.csbnow.com |
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| Institution Profile |
| Year Opened : |
1880 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 422,945 |
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Total Interest Income | 5,305 |
| Total Liabilities | 383,060 |
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Total NonInterest Income | 584 |
| Total Bank Equity Capital | 39,885 |
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Total Interest Expense | 1,762 |
| Total Deposits | 379,898 |
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Total NonInterest Expense | 2,382 |
| Net Loans & Leases | 280,355 |
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Net Income | 1,555 |
| Loan Loss Allowance | 3,071 |
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Net Charge Offs | (22) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 47,323 |
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Total loans | 278,655 |
| Total assets for the leverage ratio | 417,208 |
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Loans secured by real estate: | 138,454 |
| Tier 1 Leverage Ratio | 10.61 |
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Commercial and industrial loans | 29,326 |
| Tier 1 Capital Ratio | 15.08 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.13 |
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Loans to individuals - Other | 12,172 |
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:· Citizens State Bank
