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Citizens Bank & Trust Company
Citizens Bank & Trust Company
| RSSD ID 357937 | CERTIFICATE 1376 | ABA NUMBER 65403150 |
| 57910 Main St |
Quarter Ended : |
2025-09-30 |
| Plaquemine, Louisiana, 70764 |
Updated : |
2025-11-12 |
| www.citizensbankandtrust.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
81 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 465,657 |
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Total Interest Income | 18,171 |
| Total Liabilities | 413,672 |
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Total NonInterest Income | 1,024 |
| Total Bank Equity Capital | 51,985 |
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Total Interest Expense | 5,606 |
| Total Deposits | 377,244 |
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Total NonInterest Expense | 9,845 |
| Net Loans & Leases | 348,609 |
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Net Income | 2,618 |
| Loan Loss Allowance | 3,311 |
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Net Charge Offs | 2,747 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 56,083 |
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Total loans | 346,354 |
| Total assets for the leverage ratio | 446,910 |
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Loans secured by real estate: | 301,477 |
| Tier 1 Leverage Ratio | 11.76 |
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Commercial and industrial loans | 39,423 |
| Tier 1 Capital Ratio | 13.31 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.21 |
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Loans to individuals - Other | 3,823 |
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