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 Goldwater Bank, N.A.
Goldwater Bank, N.A.
| RSSD ID 3592047 | CERTIFICATE 58405 | ABA NUMBER 122106277 |
| 2525 E Camelback Rd |
Quarter Ended : |
2025-09-30 |
| Phoenix, Arizona, 85016 |
Updated : |
2025-10-29 |
| goldwaterbank.com |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 474,321 |
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Total Interest Income | 21,182 |
| Total Liabilities | 415,808 |
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Total NonInterest Income | 3,482 |
| Total Bank Equity Capital | 58,513 |
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Total Interest Expense | 8,355 |
| Total Deposits | 348,280 |
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Total NonInterest Expense | 11,641 |
| Net Loans & Leases | 388,431 |
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Net Income | 3,344 |
| Loan Loss Allowance | 5,162 |
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Net Charge Offs | 174 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 433,026 |
| Total assets for the leverage ratio | 479,881 |
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Loans secured by real estate: | 401,077 |
| Tier 1 Leverage Ratio | 12.2 |
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Commercial and industrial loans | 11,957 |
| Off Balance Sheet Exposures (%) | 6.66 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 31 |
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:· Goldwater Bank, N.A.
