ORANGE COUNTY BANCORP, INC. Financial Reports

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:· ORANGE COUNTY BANCORP, INC.

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Off Balance Sheet
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ORANGE COUNTY BANCORP, INC.

Institution Profile

Year Opened :

2007

Institution Type :

Holding Company

Reserve District :

New York

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Crowe, LLP

Related Bank / Thrift	Assets	Asset Concentration
Orange Bank & Trust Company	2,627,638	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	312,365	Total Operating Income	9,083
Total Liabilities	28,001	Total Operating Expenses	3,949
Total Equity Capital	284,364	Equity in Undistributed Income	36,683
		Net income (loss)	41,614

Miscellaneous
Cash Dividends Declared by Bank Holding Company	7,099
Total Consolidated Assets of Bank Holding Company	2,659,378

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury