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The Victory Bank
The Victory Bank
| RSSD ID 3603961 | CERTIFICATE 58615 | ABA NUMBER 31919128 |
| 548 N Lewis Rd |
Quarter Ended : |
2025-12-31 |
| Limerick, Pennsylvania, 19468 |
Updated : |
2026-01-21 |
| www.victorybank.com |
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| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 463,840 |
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Total Interest Income | 28,827 |
| Total Liabilities | 416,099 |
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Total NonInterest Income | 892 |
| Total Bank Equity Capital | 47,741 |
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Total Interest Expense | 13,057 |
| Total Deposits | 412,248 |
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Total NonInterest Expense | 11,683 |
| Net Loans & Leases | 396,391 |
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Net Income | 4,019 |
| Loan Loss Allowance | 3,450 |
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Net Charge Offs | 52 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 52,013 |
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Total loans | 397,756 |
| Total assets for the leverage ratio | 481,455 |
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Loans secured by real estate: | 357,534 |
| Tier 1 Leverage Ratio | 10.07 |
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Commercial and industrial loans | 36,148 |
| Tier 1 Capital Ratio | 11.76 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.61 |
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Loans to individuals - Other | 2,287 |
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