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 Beneficial State Bank
Beneficial State Bank
| RSSD ID 3608751 | CERTIFICATE 58490 | ABA NUMBER 121182056 |
| 1438 Webster St |
Quarter Ended : |
2025-03-31 |
| Oakland, California, 94612 |
Updated : |
2025-04-30 |
| www.beneficialstatebank.com |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
259 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,875,868 |
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Total Interest Income | 23,992 |
| Total Liabilities | 1,699,204 |
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Total NonInterest Income | 887 |
| Total Bank Equity Capital | 176,664 |
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Total Interest Expense | 7,083 |
| Total Deposits | 1,633,038 |
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Total NonInterest Expense | 14,448 |
| Net Loans & Leases | 1,254,253 |
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Net Income | (683) |
| Loan Loss Allowance | 22,829 |
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Net Charge Offs | 5,156 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,277,623 |
| Total assets for the leverage ratio | 2,000,867 |
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Loans secured by real estate: | 769,911 |
| Tier 1 Leverage Ratio | 11.58 |
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Commercial and industrial loans | 86,167 |
| Off Balance Sheet Exposures (%) | 9.71 |
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Loans to individuals - Credit Cards | 2,070 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 408,945 |
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:· Beneficial State Bank
