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Community State Bank
Community State Bank
| RSSD ID 3617856 | CERTIFICATE 58732 | ABA NUMBER 102107364 |
| 717 N Main St |
Quarter Ended : |
2025-06-30 |
| Lamar, Colorado, 81052 |
Updated : |
2025-07-18 |
| www.csb-lamar.com |
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| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 197,977 |
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Total Interest Income | 6,341 |
| Total Liabilities | 173,765 |
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Total NonInterest Income | 226 |
| Total Bank Equity Capital | 24,212 |
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Total Interest Expense | 2,245 |
| Total Deposits | 172,843 |
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Total NonInterest Expense | 1,816 |
| Net Loans & Leases | 151,542 |
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Net Income | 2,131 |
| Loan Loss Allowance | 3,616 |
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Net Charge Offs | 292 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 26,711 |
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Total loans | 153,741 |
| Total assets for the leverage ratio | 195,340 |
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Loans secured by real estate: | 72,099 |
| Tier 1 Leverage Ratio | 12.56 |
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Commercial and industrial loans | 25,799 |
| Tier 1 Capital Ratio | 14.27 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.53 |
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Loans to individuals - Other | 7,262 |
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