|
 |
|
|
 Live Oak Banking Company
Live Oak Banking Company
| RSSD ID 3650808 | CERTIFICATE 58665 | ABA NUMBER 53112822 |
| 1757 Tiburon Dr |
Quarter Ended : |
2025-09-30 |
| Wilmington, North Carolina, 28403 |
Updated : |
2025-10-29 |
| www.liveoak.bank |
|
| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
1,005 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 14,581,672 |
|
Total Interest Income | 668,212 |
| Total Liabilities | 13,498,193 |
|
Total NonInterest Income | 84,403 |
| Total Bank Equity Capital | 1,083,479 |
|
Total Interest Expense | 338,538 |
| Total Deposits | 13,427,352 |
|
Total NonInterest Expense | 246,887 |
| Net Loans & Leases | 11,369,118 |
|
Net Income | 68,694 |
| Loan Loss Allowance | 185,700 |
|
Net Charge Offs | 55,034 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 1,232,124 |
|
Total loans | 11,639,821 |
| Total assets for the leverage ratio | 14,082,662 |
|
Loans secured by real estate: | 6,303,000 |
| Tier 1 Leverage Ratio | 7.81 |
|
Commercial and industrial loans | 4,528,873 |
| Tier 1 Capital Ratio | 10.48 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.74 |
|
Loans to individuals - Other | 0 |
|
|
|
|
:· Live Oak Banking Company
