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 First State Bank
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First State Bank
| RSSD ID 36933 | CERTIFICATE 19163 | ABA NUMBER 61101113 |
| 300 E Broad St |
Quarter Ended : |
2026-06-30 |
| Wrens, Georgia, 30833 |
Updated : |
2026-07-10 |
| www.firstate.net |
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| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 512,694 |
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Total Interest Income | 18,000 |
| Total Liabilities | 463,867 |
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Total NonInterest Income | 891 |
| Total Bank Equity Capital | 48,827 |
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Total Interest Expense | 7,036 |
| Total Deposits | 444,755 |
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Total NonInterest Expense | 5,323 |
| Net Loans & Leases | 415,636 |
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Net Income | 4,713 |
| Loan Loss Allowance | 5,739 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 420,709 |
| Total assets for the leverage ratio | 518,864 |
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Loans secured by real estate: | 350,982 |
| Tier 1 Leverage Ratio | 10.53 |
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Commercial and industrial loans | 63,138 |
| Off Balance Sheet Exposures (%) | 8.99 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,071 |
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:· First State Bank
