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 The First National Bank of Litchfield
The First National Bank of Litchfield
| RSSD ID 370347 | CERTIFICATE 3807 | ABA NUMBER 81903524 |
| 324 N State St |
Quarter Ended : |
2025-12-31 |
| Litchfield, Illinois, 62056 |
Updated : |
2026-01-23 |
| www.fnbl.com |
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| Institution Profile |
| Year Opened : |
1860 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 142,829 |
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Total Interest Income | 7,444 |
| Total Liabilities | 126,923 |
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Total NonInterest Income | 408 |
| Total Bank Equity Capital | 15,906 |
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Total Interest Expense | 2,619 |
| Total Deposits | 124,623 |
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Total NonInterest Expense | 3,373 |
| Net Loans & Leases | 112,957 |
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Net Income | 1,716 |
| Loan Loss Allowance | 1,355 |
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Net Charge Offs | 43 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 18,392 |
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Total loans | 110,864 |
| Total assets for the leverage ratio | 141,544 |
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Loans secured by real estate: | 69,249 |
| Tier 1 Leverage Ratio | 12.04 |
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Commercial and industrial loans | 15,339 |
| Tier 1 Capital Ratio | 14.67 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.83 |
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Loans to individuals - Other | 4,043 |
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:· The First National Bank of Litchfield
