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 The First National Bank of Litchfield
The First National Bank of Litchfield
| RSSD ID 370347 | CERTIFICATE 3807 | ABA NUMBER 81903524 |
| 324 N State St |
Quarter Ended : |
2025-09-30 |
| Litchfield, Illinois, 62056 |
Updated : |
2025-10-24 |
| www.fnbl.com |
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| Institution Profile |
| Year Opened : |
1860 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 136,874 |
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Total Interest Income | 5,477 |
| Total Liabilities | 121,481 |
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Total NonInterest Income | 265 |
| Total Bank Equity Capital | 15,393 |
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Total Interest Expense | 1,901 |
| Total Deposits | 119,158 |
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Total NonInterest Expense | 2,506 |
| Net Loans & Leases | 103,639 |
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Net Income | 1,226 |
| Loan Loss Allowance | 1,370 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 18,140 |
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Total loans | 105,119 |
| Total assets for the leverage ratio | 138,344 |
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Loans secured by real estate: | 67,904 |
| Tier 1 Leverage Ratio | 12.13 |
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Commercial and industrial loans | 13,381 |
| Tier 1 Capital Ratio | 15.51 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.76 |
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Loans to individuals - Other | 3,876 |
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:· The First National Bank of Litchfield
