|
 |
|
|
 Farmers and Merchants Bank
Farmers and Merchants Bank
| RSSD ID 372640 | CERTIFICATE 13801 | ABA NUMBER 74910692 |
| 6464 Merchants Dr |
Quarter Ended : |
2025-09-30 |
| Laotto, Indiana, 46763 |
Updated : |
2025-10-02 |
| www.fmfbank.com |
|
| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
27 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 299,562 |
|
Total Interest Income | 9,743 |
| Total Liabilities | 277,321 |
|
Total NonInterest Income | 726 |
| Total Bank Equity Capital | 22,241 |
|
Total Interest Expense | 3,797 |
| Total Deposits | 275,363 |
|
Total NonInterest Expense | 3,965 |
| Net Loans & Leases | 177,799 |
|
Net Income | 2,493 |
| Loan Loss Allowance | 1,221 |
|
Net Charge Offs | 16 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 176,957 |
| Total assets for the leverage ratio | 297,718 |
|
Loans secured by real estate: | 147,730 |
| Tier 1 Leverage Ratio | 8.65 |
|
Commercial and industrial loans | 14,999 |
| Off Balance Sheet Exposures (%) | 8.94 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 4,747 |
|
|
|
|
:· Farmers and Merchants Bank
