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Peoples National Bank , N.A.

Peoples National Bank , N.A.
RSSD ID 375043 | CERTIFICATE 3809 | ABA NUMBER 81206807
520 S 42nd St Quarter Ended : 2026-03-31
Mount Vernon, Illinois, 62864 Updated : 2026-04-28
www.peoplesnationalbank.com

Institution Profile
Year Opened : 1909 Institution Type : Commercial bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : Yes S-Corp : Yes
Fiduciary Powers : Yes Powers Exercised : Yes
Filing Type : 041
Specialization : Agricultural Specialization
Number of Offices : 25 Number of Employees : 272
Related Company Filings Regulator
 MARKET STREET BANCSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets2,005,305
Total Interest Income29,274
Total Liabilities1,827,355
Total NonInterest Income3,362
Total Bank Equity Capital177,950
Total Interest Expense9,726
Total Deposits1,817,252
Total NonInterest Expense14,151
Net Loans & Leases1,768,905
Net Income8,233
Loan Loss Allowance22,141
Net Charge Offs(41)



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital207,326
Total loans1,783,178
Total assets for the leverage ratio2,013,396
Loans secured by real estate:1,218,011
Tier 1 Leverage Ratio9.18
Commercial and industrial loans385,687
Tier 1 Capital Ratio9.92
Loans to individuals - Credit Cards0
Total Capital Ratio11.13
Loans to individuals - Other3,629





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury