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Peoples National Bank , N.A.
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Peoples National Bank , N.A.
| RSSD ID 375043 | CERTIFICATE 3809 | ABA NUMBER 81206807 |
| 520 S 42nd St |
Quarter Ended : |
2026-03-31 |
| Mount Vernon, Illinois, 62864 |
Updated : |
2026-04-28 |
| www.peoplesnationalbank.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
25 |
Number of Employees : |
272 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,005,305 |
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Total Interest Income | 29,274 |
| Total Liabilities | 1,827,355 |
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Total NonInterest Income | 3,362 |
| Total Bank Equity Capital | 177,950 |
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Total Interest Expense | 9,726 |
| Total Deposits | 1,817,252 |
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Total NonInterest Expense | 14,151 |
| Net Loans & Leases | 1,768,905 |
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Net Income | 8,233 |
| Loan Loss Allowance | 22,141 |
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Net Charge Offs | (41) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 207,326 |
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Total loans | 1,783,178 |
| Total assets for the leverage ratio | 2,013,396 |
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Loans secured by real estate: | 1,218,011 |
| Tier 1 Leverage Ratio | 9.18 |
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Commercial and industrial loans | 385,687 |
| Tier 1 Capital Ratio | 9.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.13 |
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Loans to individuals - Other | 3,629 |
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