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 Peoples National Bank , N.A.
Peoples National Bank , N.A.
| RSSD ID 375043 | CERTIFICATE 3809 | ABA NUMBER 81206807 |
| 520 S 42nd St |
Quarter Ended : |
2025-09-30 |
| Mount Vernon, Illinois, 62864 |
Updated : |
2025-10-28 |
| www.peoplesnationalbank.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
271 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,954,008 |
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Total Interest Income | 82,108 |
| Total Liabilities | 1,787,027 |
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Total NonInterest Income | 9,583 |
| Total Bank Equity Capital | 166,981 |
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Total Interest Expense | 29,754 |
| Total Deposits | 1,775,066 |
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Total NonInterest Expense | 38,638 |
| Net Loans & Leases | 1,733,944 |
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Net Income | 21,267 |
| Loan Loss Allowance | 21,117 |
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Net Charge Offs | 445 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 195,839 |
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Total loans | 1,714,230 |
| Total assets for the leverage ratio | 1,925,255 |
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Loans secured by real estate: | 1,197,498 |
| Tier 1 Leverage Ratio | 9.09 |
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Commercial and industrial loans | 357,744 |
| Tier 1 Capital Ratio | 9.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.7 |
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Loans to individuals - Other | 3,890 |
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:· Peoples National Bank , N.A.
