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First National Bank
First National Bank
| RSSD ID 375566 | CERTIFICATE 26543 | ABA NUMBER 111916452 |
| 3801 Fairway Blvd |
Quarter Ended : |
2025-09-30 |
| Wichita Falls, Texas, 76310 |
Updated : |
2025-10-24 |
| https://www.fnbtx.com |
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| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
117 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,315,080 |
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Total Interest Income | 57,902 |
| Total Liabilities | 1,169,888 |
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Total NonInterest Income | 334 |
| Total Bank Equity Capital | 145,192 |
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Total Interest Expense | 29,103 |
| Total Deposits | 1,118,106 |
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Total NonInterest Expense | 20,059 |
| Net Loans & Leases | 1,082,375 |
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Net Income | 7,615 |
| Loan Loss Allowance | 10,640 |
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Net Charge Offs | 338 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 152,515 |
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Total loans | 1,144,983 |
| Total assets for the leverage ratio | 1,288,508 |
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Loans secured by real estate: | 1,095,035 |
| Tier 1 Leverage Ratio | 11.04 |
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Commercial and industrial loans | 44,267 |
| Tier 1 Capital Ratio | 17.27 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.53 |
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Loans to individuals - Other | 6,093 |
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