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 Citizens' Bank of Charleston
Citizens' Bank of Charleston
| RSSD ID 376947 | CERTIFICATE 17830 | ABA NUMBER 81518524 |
| 207 E Commercial St |
Quarter Ended : |
2025-03-31 |
| Charleston, Missouri, 63834 |
Updated : |
2025-04-29 |
| www.citizensbankinfo.bank |
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| Institution Profile |
| Year Opened : |
1958 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 180,006 |
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Total Interest Income | 2,681 |
| Total Liabilities | 145,370 |
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Total NonInterest Income | 207 |
| Total Bank Equity Capital | 34,636 |
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Total Interest Expense | 714 |
| Total Deposits | 144,416 |
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Total NonInterest Expense | 943 |
| Net Loans & Leases | 122,126 |
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Net Income | 950 |
| Loan Loss Allowance | 1,565 |
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Net Charge Offs | 67 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 121,479 |
| Total assets for the leverage ratio | 183,577 |
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Loans secured by real estate: | 55,675 |
| Tier 1 Leverage Ratio | 19.07 |
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Commercial and industrial loans | 14,697 |
| Off Balance Sheet Exposures (%) | 15.52 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,231 |
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:· Citizens' Bank of Charleston
