LAKE SHORE BANCORP, INC. Financial Reports

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:· LAKE SHORE BANCORP, INC.

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Off Balance Sheet
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LAKE SHORE BANCORP, INC.

Institution Profile

Year Opened :

2006

Institution Type :

Holding Company

Reserve District :

New York

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
Lake Shore Bank	721,509	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	144,884	Total Operating Income	191
Total Liabilities	123	Total Operating Expenses	258
Total Equity Capital	144,761	Equity in Undistributed Income	4,132
		Net income (loss)	4,095

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,325
Total Consolidated Assets of Bank Holding Company	736,652

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury