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 The First National Bank of Izard County
The First National Bank of Izard County
| RSSD ID 379649 | CERTIFICATE 11252 | ABA NUMBER 82903057 |
| 2005 Highway 56 |
Quarter Ended : |
2025-12-31 |
| Calico Rock, Arkansas, 72519 |
Updated : |
2026-01-08 |
| www.fnbizardcounty.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 230,749 |
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Total Interest Income | 12,367 |
| Total Liabilities | 162,635 |
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Total NonInterest Income | 1,648 |
| Total Bank Equity Capital | 68,114 |
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Total Interest Expense | 2,413 |
| Total Deposits | 159,871 |
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Total NonInterest Expense | 6,315 |
| Net Loans & Leases | 113,139 |
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Net Income | 3,591 |
| Loan Loss Allowance | 1,065 |
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Net Charge Offs | 1,089 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 114,059 |
| Total assets for the leverage ratio | 232,208 |
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Loans secured by real estate: | 87,919 |
| Tier 1 Leverage Ratio | 30.49 |
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Commercial and industrial loans | 4,648 |
| Off Balance Sheet Exposures (%) | 2.67 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 19,217 |
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:· The First National Bank of Izard County
