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 CornerStone Bank
CornerStone Bank
| RSSD ID 3816163 | CERTIFICATE 58859 | ABA NUMBER 51409595 |
| 54 S Main St |
Quarter Ended : |
2025-12-31 |
| Lexington, Virginia, 24450 |
Updated : |
2026-01-29 |
| www.cornerstonebankva.com |
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| Institution Profile |
| Year Opened : |
2009 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 224,934 |
|
Total Interest Income | 12,294 |
| Total Liabilities | 201,287 |
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Total NonInterest Income | 967 |
| Total Bank Equity Capital | 23,647 |
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Total Interest Expense | 3,835 |
| Total Deposits | 192,127 |
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Total NonInterest Expense | 6,538 |
| Net Loans & Leases | 176,050 |
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Net Income | 2,139 |
| Loan Loss Allowance | 1,790 |
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Net Charge Offs | (58) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 178,965 |
| Total assets for the leverage ratio | 227,452 |
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Loans secured by real estate: | 151,401 |
| Tier 1 Leverage Ratio | 10.39 |
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Commercial and industrial loans | 13,613 |
| Off Balance Sheet Exposures (%) | 12.2 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,621 |
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:· CornerStone Bank
