SOUTHERN STATES BANCSHARES, INC. Financial Reports

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:· SOUTHERN STATES BANCSHARES, INC.

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Mergers & Acquisitions
::	Holding Company Mergers & Acquisitions
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Off Balance Sheet
::	Holding Company Credit Default Swaps
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::	Derivatives
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SOUTHERN STATES BANCSHARES, INC.

Institution Profile

Year Opened :

2009

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
Southern States Bank	2,851,727	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	381,789	Total Operating Income	1,804
Total Liabilities	91,519	Total Operating Expenses	3,557
Total Equity Capital	290,270	Equity in Undistributed Income	(1,218)
		Net income (loss)	(1,432)

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,783
Total Consolidated Assets of Bank Holding Company	2,880,471

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury