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 The First National Bank of St. Ignace
The First National Bank of St. Ignace
| RSSD ID 381950 | CERTIFICATE 5074 | ABA NUMBER 91108539 |
| 132 N State St |
Quarter Ended : |
2025-03-31 |
| St. Ignace, Michigan, 49781 |
Updated : |
2025-04-25 |
| www.fnbsi.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 320,861 |
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Total Interest Income | 2,239 |
| Total Liabilities | 308,456 |
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Total NonInterest Income | 424 |
| Total Bank Equity Capital | 12,405 |
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Total Interest Expense | 887 |
| Total Deposits | 307,274 |
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Total NonInterest Expense | 1,814 |
| Net Loans & Leases | 101,871 |
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Net Income | (23) |
| Loan Loss Allowance | 953 |
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Net Charge Offs | (11) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 24,867 |
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Total loans | 97,239 |
| Total assets for the leverage ratio | 313,796 |
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Loans secured by real estate: | 77,906 |
| Tier 1 Leverage Ratio | 7.62 |
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Commercial and industrial loans | 6,780 |
| Tier 1 Capital Ratio | 15.33 |
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Loans to individuals - Credit Cards | 42 |
| Total Capital Ratio | 15.94 |
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Loans to individuals - Other | 10,267 |
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:· The First National Bank of St. Ignace
