|
 |
|
|
 PromiseOne Bank
PromiseOne Bank
| RSSD ID 3832127 | CERTIFICATE 58657 | ABA NUMBER 61121180 |
| 2385 Pleasant Hill Rd |
Quarter Ended : |
2025-12-31 |
| Duluth, Georgia, 30096 |
Updated : |
2026-01-29 |
| www.promiseone.bank |
|
| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
95 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 837,006 |
|
Total Interest Income | 48,432 |
| Total Liabilities | 769,210 |
|
Total NonInterest Income | 7,025 |
| Total Bank Equity Capital | 67,796 |
|
Total Interest Expense | 23,420 |
| Total Deposits | 757,709 |
|
Total NonInterest Expense | 17,439 |
| Net Loans & Leases | 605,406 |
|
Net Income | 12,024 |
| Loan Loss Allowance | 6,100 |
|
Net Charge Offs | 466 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 89,325 |
|
Total loans | 610,433 |
| Total assets for the leverage ratio | 840,779 |
|
Loans secured by real estate: | 573,938 |
| Tier 1 Leverage Ratio | 9.89 |
|
Commercial and industrial loans | 36,464 |
| Tier 1 Capital Ratio | 15.58 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.74 |
|
Loans to individuals - Other | 31 |
|
|
|
|
:· PromiseOne Bank
