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 Royal Business Bank
Royal Business Bank
| RSSD ID 3835454 | CERTIFICATE 58816 | ABA NUMBER 122045037 |
| 1055 Wilshire Blvd |
Quarter Ended : |
2025-09-30 |
| Los Angeles, California, 90017 |
Updated : |
2025-10-30 |
| www.royalbusinessbankusa.com |
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| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
375 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,201,927 |
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Total Interest Income | 163,922 |
| Total Liabilities | 3,611,002 |
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Total NonInterest Income | 14,192 |
| Total Bank Equity Capital | 590,853 |
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Total Interest Expense | 76,259 |
| Total Deposits | 3,421,428 |
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Total NonInterest Expense | 57,036 |
| Net Loans & Leases | 3,257,685 |
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Net Income | 25,977 |
| Loan Loss Allowance | 44,892 |
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Net Charge Offs | 12,820 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 565,734 |
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Total loans | 3,245,193 |
| Total assets for the leverage ratio | 4,088,572 |
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Loans secured by real estate: | 3,170,439 |
| Tier 1 Leverage Ratio | 13.03 |
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Commercial and industrial loans | 70,514 |
| Tier 1 Capital Ratio | 20.23 |
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Loans to individuals - Credit Cards | 13 |
| Total Capital Ratio | 21.49 |
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Loans to individuals - Other | 5,452 |
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:· Royal Business Bank
