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 Citizens Bank & Trust Company
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Citizens Bank & Trust Company
| RSSD ID 384830 | CERTIFICATE 16417 | ABA NUMBER 65404544 |
| 222 N New Hampshire St |
Quarter Ended : |
2026-03-31 |
| Covington, Louisiana, 70433 |
Updated : |
2026-04-29 |
| www.cbtbanking.com |
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| Institution Profile |
| Year Opened : |
1945 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 188,414 |
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Total Interest Income | 2,494 |
| Total Liabilities | 169,121 |
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Total NonInterest Income | 94 |
| Total Bank Equity Capital | 19,293 |
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Total Interest Expense | 833 |
| Total Deposits | 167,320 |
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Total NonInterest Expense | 1,238 |
| Net Loans & Leases | 115,967 |
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Net Income | 350 |
| Loan Loss Allowance | 1,423 |
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Net Charge Offs | 84 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 121,020 |
| Total assets for the leverage ratio | 181,030 |
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Loans secured by real estate: | 104,648 |
| Tier 1 Leverage Ratio | 11.35 |
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Commercial and industrial loans | 15,890 |
| Off Balance Sheet Exposures (%) | 3.74 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 481 |
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:· Citizens Bank & Trust Company
