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 Citizens Bank & Trust Company
Citizens Bank & Trust Company
| RSSD ID 384830 | CERTIFICATE 16417 | ABA NUMBER 65404544 |
| 222 N New Hampshire St |
Quarter Ended : |
2025-09-30 |
| Covington, Louisiana, 70433 |
Updated : |
2025-10-29 |
| www.cbtbanking.com |
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| Institution Profile |
| Year Opened : |
1945 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 174,754 |
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Total Interest Income | 7,954 |
| Total Liabilities | 156,070 |
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Total NonInterest Income | 305 |
| Total Bank Equity Capital | 18,684 |
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Total Interest Expense | 2,628 |
| Total Deposits | 153,803 |
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Total NonInterest Expense | 3,818 |
| Net Loans & Leases | 131,127 |
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Net Income | 1,315 |
| Loan Loss Allowance | 1,561 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 135,601 |
| Total assets for the leverage ratio | 178,530 |
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Loans secured by real estate: | 112,423 |
| Tier 1 Leverage Ratio | 11.25 |
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Commercial and industrial loans | 22,670 |
| Off Balance Sheet Exposures (%) | 3.73 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 509 |
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:· Citizens Bank & Trust Company
