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 Citizens Bank & Trust Company
Citizens Bank & Trust Company
| RSSD ID 384830 | CERTIFICATE 16417 | ABA NUMBER 65404544 |
| 222 N New Hampshire St |
Quarter Ended : |
2025-03-31 |
| Covington, Louisiana, 70433 |
Updated : |
2025-04-24 |
| www.cbtbanking.com |
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| Institution Profile |
| Year Opened : |
1945 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 186,757 |
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Total Interest Income | 2,622 |
| Total Liabilities | 169,425 |
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Total NonInterest Income | 95 |
| Total Bank Equity Capital | 17,332 |
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Total Interest Expense | 918 |
| Total Deposits | 167,323 |
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Total NonInterest Expense | 1,239 |
| Net Loans & Leases | 138,385 |
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Net Income | 432 |
| Loan Loss Allowance | 1,379 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 140,617 |
| Total assets for the leverage ratio | 180,984 |
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Loans secured by real estate: | 113,275 |
| Tier 1 Leverage Ratio | 10.61 |
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Commercial and industrial loans | 26,796 |
| Off Balance Sheet Exposures (%) | 3.99 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 546 |
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:· Citizens Bank & Trust Company
