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Five Points Bank of Hastings
Five Points Bank of Hastings
| RSSD ID 386450 | CERTIFICATE 14312 | ABA NUMBER 104905616 |
| 2815 Osborne Dr W |
Quarter Ended : |
2025-09-30 |
| Hastings, Nebraska, 68901 |
Updated : |
2025-10-24 |
| www.5pointsbank.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 514,925 |
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Total Interest Income | 14,831 |
| Total Liabilities | 458,930 |
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Total NonInterest Income | 1,138 |
| Total Bank Equity Capital | 55,995 |
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Total Interest Expense | 7,608 |
| Total Deposits | 437,005 |
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Total NonInterest Expense | 5,652 |
| Net Loans & Leases | 262,104 |
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Net Income | 2,654 |
| Loan Loss Allowance | 2,720 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 251,083 |
| Total assets for the leverage ratio | 517,625 |
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Loans secured by real estate: | 197,394 |
| Tier 1 Leverage Ratio | 10.82 |
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Commercial and industrial loans | 33,458 |
| Off Balance Sheet Exposures (%) | 15.34 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,518 |
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