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The State Bank
The State Bank
| RSSD ID 387055 | CERTIFICATE 1778 | ABA NUMBER 102100662 |
| 124 Colorado Ave |
Quarter Ended : |
2025-06-30 |
| La Junta, Colorado, 81050 |
Updated : |
2025-08-12 |
| www.redibank.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 137,219 |
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Total Interest Income | 3,286 |
| Total Liabilities | 113,808 |
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Total NonInterest Income | 310 |
| Total Bank Equity Capital | 23,411 |
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Total Interest Expense | 449 |
| Total Deposits | 113,160 |
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Total NonInterest Expense | 1,800 |
| Net Loans & Leases | 72,799 |
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Net Income | 892 |
| Loan Loss Allowance | 1,196 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 25,913 |
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Total loans | 71,149 |
| Total assets for the leverage ratio | 135,817 |
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Loans secured by real estate: | 52,746 |
| Tier 1 Leverage Ratio | 18.27 |
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Commercial and industrial loans | 3,941 |
| Tier 1 Capital Ratio | 28.29 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 29.54 |
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Loans to individuals - Other | 2,220 |
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