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 First Bank of Utica
First Bank of Utica
| RSSD ID 391959 | CERTIFICATE 14281 | ABA NUMBER 104904277 |
| 785 D St |
Quarter Ended : |
2025-09-30 |
| Utica, Nebraska, 68456 |
Updated : |
2025-10-22 |
| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 75,049 |
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Total Interest Income | 3,353 |
| Total Liabilities | 64,164 |
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Total NonInterest Income | 67 |
| Total Bank Equity Capital | 10,885 |
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Total Interest Expense | 900 |
| Total Deposits | 60,093 |
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Total NonInterest Expense | 1,884 |
| Net Loans & Leases | 61,511 |
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Net Income | 483 |
| Loan Loss Allowance | 1,100 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 61,129 |
| Total assets for the leverage ratio | 75,724 |
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Loans secured by real estate: | 31,171 |
| Tier 1 Leverage Ratio | 14.37 |
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Commercial and industrial loans | 7,056 |
| Off Balance Sheet Exposures (%) | 15.17 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,992 |
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:· First Bank of Utica
