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 The First National Bank of Fort Smith
The First National Bank of Fort Smith
| RSSD ID 397540 | CERTIFICATE 3864 | ABA NUMBER 82900319 |
| 602 Garrison Ave |
Quarter Ended : |
2025-12-31 |
| Fort Smith, Arkansas, 72901 |
Updated : |
2026-01-14 |
| www.fnbfs.com |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
384 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,274,908 |
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Total Interest Income | 123,291 |
| Total Liabilities | 1,992,801 |
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Total NonInterest Income | 24,898 |
| Total Bank Equity Capital | 282,107 |
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Total Interest Expense | 33,801 |
| Total Deposits | 1,968,802 |
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Total NonInterest Expense | 57,321 |
| Net Loans & Leases | 1,568,893 |
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Net Income | 41,920 |
| Loan Loss Allowance | 21,840 |
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Net Charge Offs | (365) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,580,940 |
| Total assets for the leverage ratio | 2,250,011 |
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Loans secured by real estate: | 1,378,952 |
| Tier 1 Leverage Ratio | 11.17 |
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Commercial and industrial loans | 152,611 |
| Off Balance Sheet Exposures (%) | 16.73 |
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Loans to individuals - Credit Cards | 609 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,078 |
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:· The First National Bank of Fort Smith
