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 The First National Bank of Fort Smith
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The First National Bank of Fort Smith
| RSSD ID 397540 | CERTIFICATE 3864 | ABA NUMBER 82900319 |
| 602 Garrison Ave |
Quarter Ended : |
2026-06-30 |
| Fort Smith, Arkansas, 72901 |
Updated : |
2026-07-28 |
| www.fnbfs.com |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
373 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,311,601 |
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Total Interest Income | 62,552 |
| Total Liabilities | 2,028,268 |
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Total NonInterest Income | 12,856 |
| Total Bank Equity Capital | 283,333 |
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Total Interest Expense | 15,469 |
| Total Deposits | 2,010,993 |
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Total NonInterest Expense | 28,732 |
| Net Loans & Leases | 1,553,373 |
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Net Income | 23,352 |
| Loan Loss Allowance | 22,590 |
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Net Charge Offs | 250 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,564,376 |
| Total assets for the leverage ratio | 2,302,516 |
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Loans secured by real estate: | 1,353,575 |
| Tier 1 Leverage Ratio | 11.08 |
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Commercial and industrial loans | 159,891 |
| Off Balance Sheet Exposures (%) | 17.44 |
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Loans to individuals - Credit Cards | 660 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,724 |
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:· The First National Bank of Fort Smith
