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 The First National Bank of Fort Smith
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The First National Bank of Fort Smith
| RSSD ID 397540 | CERTIFICATE 3864 | ABA NUMBER 82900319 |
| 602 Garrison Ave |
Quarter Ended : |
2026-03-31 |
| Fort Smith, Arkansas, 72901 |
Updated : |
2026-04-27 |
| www.fnbfs.com |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
375 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,297,413 |
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Total Interest Income | 31,057 |
| Total Liabilities | 2,012,699 |
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Total NonInterest Income | 6,293 |
| Total Bank Equity Capital | 284,714 |
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Total Interest Expense | 7,647 |
| Total Deposits | 1,992,828 |
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Total NonInterest Expense | 14,320 |
| Net Loans & Leases | 1,569,281 |
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Net Income | 11,493 |
| Loan Loss Allowance | 22,275 |
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Net Charge Offs | 65 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,598,311 |
| Total assets for the leverage ratio | 2,253,510 |
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Loans secured by real estate: | 1,394,379 |
| Tier 1 Leverage Ratio | 11.32 |
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Commercial and industrial loans | 154,060 |
| Off Balance Sheet Exposures (%) | 17.94 |
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Loans to individuals - Credit Cards | 640 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,194 |
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:· The First National Bank of Fort Smith
