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 Spiro State Bank
Spiro State Bank
| RSSD ID 397858 | CERTIFICATE 16908 | ABA NUMBER 103109772 |
| 1008 W Broadway St |
Quarter Ended : |
2025-03-31 |
| Spiro, Oklahoma, 74959 |
Updated : |
2025-04-28 |
| www.spirostatebank.com |
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| Institution Profile |
| Year Opened : |
1950 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
22 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 87,387 |
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Total Interest Income | 1,151 |
| Total Liabilities | 73,175 |
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Total NonInterest Income | 86 |
| Total Bank Equity Capital | 14,212 |
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Total Interest Expense | 245 |
| Total Deposits | 73,026 |
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Total NonInterest Expense | 918 |
| Net Loans & Leases | 37,854 |
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Net Income | 59 |
| Loan Loss Allowance | 437 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 35,434 |
| Total assets for the leverage ratio | 81,861 |
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Loans secured by real estate: | 19,264 |
| Tier 1 Leverage Ratio | 12.72 |
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Commercial and industrial loans | 14,147 |
| Off Balance Sheet Exposures (%) | 9.88 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,513 |
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:· Spiro State Bank
