|
 |
|
|
 Richton Bank & Trust Company
Richton Bank & Trust Company
| RSSD ID 40033 | CERTIFICATE 11817 | ABA NUMBER 65303810 |
| 114 South Front Street |
Quarter Ended : |
2025-09-30 |
| Richton, Mississippi, 39476 |
Updated : |
2025-10-27 |
| www.richtonbank.com |
|
| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
11 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 50,628 |
|
Total Interest Income | 1,637 |
| Total Liabilities | 42,730 |
|
Total NonInterest Income | 259 |
| Total Bank Equity Capital | 7,898 |
|
Total Interest Expense | 220 |
| Total Deposits | 41,879 |
|
Total NonInterest Expense | 1,340 |
| Net Loans & Leases | 21,048 |
|
Net Income | 336 |
| Loan Loss Allowance | 785 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 21,164 |
| Total assets for the leverage ratio | 50,904 |
|
Loans secured by real estate: | 13,156 |
| Tier 1 Leverage Ratio | 16.88 |
|
Commercial and industrial loans | 6,559 |
| Off Balance Sheet Exposures (%) | 2.37 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,462 |
|
|
|
|
:· Richton Bank & Trust Company
