|
 |
|
|
 First Commercial Bank, National Association
First Commercial Bank, National Association
| RSSD ID 400365 | CERTIFICATE 24603 | ABA NUMBER 114912220 |
| 1336 E Court St |
Quarter Ended : |
2025-09-30 |
| Seguin, Texas, 78155 |
Updated : |
2025-10-28 |
| www.1cb.com |
|
| Institution Profile |
| Year Opened : |
1983 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
90 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 535,921 |
|
Total Interest Income | 20,561 |
| Total Liabilities | 481,578 |
|
Total NonInterest Income | 2,967 |
| Total Bank Equity Capital | 54,343 |
|
Total Interest Expense | 5,775 |
| Total Deposits | 474,823 |
|
Total NonInterest Expense | 12,622 |
| Net Loans & Leases | 311,962 |
|
Net Income | 5,081 |
| Loan Loss Allowance | 4,521 |
|
Net Charge Offs | 140 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 57,898 |
|
Total loans | 320,001 |
| Total assets for the leverage ratio | 541,188 |
|
Loans secured by real estate: | 289,720 |
| Tier 1 Leverage Ratio | 9.98 |
|
Commercial and industrial loans | 18,565 |
| Tier 1 Capital Ratio | 17.42 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.67 |
|
Loans to individuals - Other | 5,056 |
|
|
|
|
:· First Commercial Bank, National Association
