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Versailles Savings and Loan Company
Versailles Savings and Loan Company
RSSD ID 402873 | CERTIFICATE 28703 | ABA NUMBER 242272887 |
10413 Kley Rd |
Quarter Ended : |
2025-03-31 |
Versailles, Ohio, 45380 |
Updated : |
2025-04-11 |
www.versaillessavingsbank.com |
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Institution Profile |
Year Opened : |
1887 |
Institution Type : |
State Stock Savings and Loans |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Mortgage Lending Specialization |
Number of Offices : |
1 |
Number of Employees : |
7 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 59,660 |
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Total Interest Income | 720 |
Total Liabilities | 47,689 |
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Total NonInterest Income | 8 |
Total Bank Equity Capital | 11,971 |
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Total Interest Expense | 203 |
Total Deposits | 45,708 |
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Total NonInterest Expense | 302 |
Net Loans & Leases | 44,187 |
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Net Income | 174 |
Loan Loss Allowance | 495 |
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Net Charge Offs | 0 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 44,603 |
Total assets for the leverage ratio | 61,071 |
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Loans secured by real estate: | 42,225 |
Tier 1 Leverage Ratio | 19.88 |
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Commercial and industrial loans | 1,136 |
Off Balance Sheet Exposures (%) | 1.77 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,175 |
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