|
 |
|
|
 First State Bank
First State Bank
| RSSD ID 407168 | CERTIFICATE 1218 | ABA NUMBER 111317844 |
| 1 Ne Court St |
Quarter Ended : |
2025-06-30 |
| Spearman, Texas, 79081 |
Updated : |
2025-07-29 |
| www.fsbtx.com |
|
| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
34 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 180,212 |
|
Total Interest Income | 6,008 |
| Total Liabilities | 158,810 |
|
Total NonInterest Income | 303 |
| Total Bank Equity Capital | 21,402 |
|
Total Interest Expense | 2,342 |
| Total Deposits | 157,694 |
|
Total NonInterest Expense | 2,398 |
| Net Loans & Leases | 147,564 |
|
Net Income | 1,444 |
| Loan Loss Allowance | 1,579 |
|
Net Charge Offs | 282 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 133,736 |
| Total assets for the leverage ratio | 183,590 |
|
Loans secured by real estate: | 69,336 |
| Tier 1 Leverage Ratio | 11.67 |
|
Commercial and industrial loans | 24,139 |
| Off Balance Sheet Exposures (%) | 11.85 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 2,464 |
|
|
|
|
:· First State Bank
