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Athol Savings Bank
Athol Savings Bank
| RSSD ID 408307 | CERTIFICATE 90146 | ABA NUMBER 211370998 |
| 388 Main St |
Quarter Ended : |
2025-12-31 |
| Athol, Massachusetts, 1331 |
Updated : |
2026-02-11 |
| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Employees : |
72 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 677,842 |
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Total Interest Income | 27,940 |
| Total Liabilities | 610,297 |
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Total NonInterest Income | 4,113 |
| Total Bank Equity Capital | 67,545 |
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Total Interest Expense | 11,608 |
| Total Deposits | 555,612 |
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Total NonInterest Expense | 29,982 |
| Net Loans & Leases | 428,205 |
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Net Income | (1,921) |
| Loan Loss Allowance | 4,520 |
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Net Charge Offs | 152 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 82,925 |
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Total loans | 434,113 |
| Total assets for the leverage ratio | 693,005 |
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Loans secured by real estate: | 351,243 |
| Tier 1 Leverage Ratio | 11.27 |
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Commercial and industrial loans | 24,991 |
| Tier 1 Capital Ratio | 19.26 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.45 |
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Loans to individuals - Other | 57,879 |
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