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Athol Savings Bank

Athol Savings Bank
RSSD ID 408307 | CERTIFICATE 90146 | ABA NUMBER 211370998
388 Main St Quarter Ended : 2025-12-31
Athol, Massachusetts, 1331 Updated : 2026-02-11

Institution Profile
Year Opened : 1867 Institution Type : Stock and Mutual Savings bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 041
Specialization : Mortgage Lending Specialization
Number of Employees : 72

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets677,842
Total Interest Income27,940
Total Liabilities610,297
Total NonInterest Income4,113
Total Bank Equity Capital67,545
Total Interest Expense11,608
Total Deposits555,612
Total NonInterest Expense29,982
Net Loans & Leases428,205
Net Income(1,921)
Loan Loss Allowance4,520
Net Charge Offs152



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital82,925
Total loans434,113
Total assets for the leverage ratio693,005
Loans secured by real estate:351,243
Tier 1 Leverage Ratio11.27
Commercial and industrial loans24,991
Tier 1 Capital Ratio19.26
Loans to individuals - Credit Cards0
Total Capital Ratio20.45
Loans to individuals - Other57,879





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury